34769 ZIP Code — Saint Cloud, FL

Osceola County, Florida

ZIP code 34769 is located in Saint Cloud, Florida, within Osceola County. It covers approximately 10.58 square miles and serves a population of 29,975 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 321/407/689.

About ZIP code 34769

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $248,700. Owner-occupancy sits near the national average at 68%.

Median household income is $57,378. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

29,975

population

10.58

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34769 ZIP code map

Cities in ZIP code 34769

Below are the cities the US Postal Service accepts for ZIP code 34769. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Cloud	Preferred

Nearby ZIP codes

34744 Kissimmee (3.9 mi) 34772 Saint Cloud (6.2 mi) 34743 Kissimmee (7 mi) 34741 Kissimmee (9.4 mi) 34746 Kissimmee (9.5 mi) 32827 Orlando (11 mi) 34771 Saint Cloud (11.1 mi) 32824 Orlando (11.2 mi) 34758 Kissimmee (12.8 mi) 32832 Orlando (12.8 mi) 32837 Orlando (13.8 mi) 34759 Kissimmee (14.4 mi)

Demographics updated 05/2026

Population
Total population	29,975
Population density	2,833 / sq mi
State FIPS	12
County FIPS	097

Geography
Land area	10.58 sq mi
Water area	0.03 sq mi
Latitude	28.2409
Longitude	-81.2888
Timezone	Eastern (ET)
Area code	321/407/689

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.5%	44.9%	43.4%
$50k – $100k	30.2%	34.3%	30.8%
$100k – $200k	15.5%	17.3%	19.3%
Over $200k	1.8%	3.5%	6.4%

Demographics & statistics

29,975

Population

2,833

People per sq mi

37.1

Median age

$57,378

Median household income

$26,243

Per capita income

$248,700

Median home value

$1,245

Median monthly rent

68.4%

Home ownership

15.6%

Poverty rate

7.4%

Unemployment

8,149

Housing units

20.9%

Bachelor's or higher

Age distribution

Male Female

1,071

Under 5

1,126

1,081

5–9

1,135

1,057

10–14

1,111

781

15–19

821

1,030

20–24

1,082

1,818

25–34

1,909

2,064

35–44

2,169

1,690

45–54

1,776

923

55–59

970

1,091

60–64

1,146

960

65–74

1,008

847

75–84

890

204

85+

215

← Male

Female →

Age summary

Group	Count	%
Under 18	7,745	25.8%
18 and over	22,230	74.2%
65 and over	4,124	13.8%
Median age	37.1 years

Race & ethnicity

White 54.1%

Hispanic or Latino 17.9%

Two or more races 13%

Other race 9.9%

Black or African American 3.9%

Asian 0.8%

American Indian / Alaska Native 0.5%

Group	Count	%
White	19,739	54.1%
Hispanic or Latino	6,544	17.9%
Two or more races	4,743	13%
Other race	3,607	9.9%
Black or African American	1,409	3.9%
Asian	305	0.8%
American Indian / Alaska Native	172	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.5%	44.9%	43.4%
$50k – $100k	30.2%	34.3%	30.8%
$100k – $200k	15.5%	17.3%	19.3%
Over $200k	1.8%	3.5%	6.4%

Under $10k 3.0%

$10k–$15k 3.9%

$15k–$25k 11.2%

$25k–$35k 8.9%

$35k–$50k 16.0%

$50k–$75k 19.9%

$75k–$100k 11.3%

$100k–$150k 17.8%

$150k–$200k 5.2%

$200k+ 3.0%

Range	% of households
Under $10k	3.0%
$10k–$15k	3.9%
$15k–$25k	11.2%
$25k–$35k	8.9%
$35k–$50k	16.0%
$50k–$75k	19.9%
$75k–$100k	11.3%
$100k–$150k	17.8%
$150k–$200k	5.2%
$200k+	3.0%
Median income	$57,378

Housing

Home values

Under $50k 10.2%

$50k–$100k 5.1%

$100k–$150k 5.7%

$150k–$200k 10.7%

$200k–$300k 35.9%

$300k–$500k 25.5%

$500k–$1M 6.8%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$248,700
Median rent / month	$1,245
Owner occupied	68.4%
Renter occupied	31.6%
Vacant	16.4%
Single-family detached	59.2%
Large apartment buildings	2.4%
Mobile homes	11.4%
Median rooms	5.4
Avg household size (owned)	3.23

Year built

Era	%
2020 or later	1.0%
2010–2019	9.3%
2000–2009	18.9%
1990–1999	14.5%
1980–1989	19.7%
1970–1979	15.7%
1960–1969	5.9%
1950–1959	3.8%
1940–1949	1.5%
1939 or earlier	9.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	4.3%
2 bedrooms	35.3%
3 bedrooms	45.6%
4 bedrooms	10.6%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	5.9%
1 vehicle	39.2%
2 vehicles	33.2%
3 or more	21.6%

Heating fuel

Fuel type	%
Utility gas	1.2%
Electricity	93.2%
Propane / LP gas	1.6%
Wood	0.2%
Solar	1.1%
No fuel used	2.8%

Households & families

Household type	Count	%
Married-couple family	4,227	45.7%
Cohabiting couple	791	8.6%
Male householder, no spouse	1,616	17.5%
Female householder, no spouse	2,616	28.3%
Households with children under 18	3,038	32.8%
Households with seniors (65+)	2,744	29.7%
Average household size	3.18

Marital status

Status	Male	Female
Never married	35.9%	26.9%
Married	44.6%	39.8%
Separated	4.4%	3.3%
Widowed	2.7%	9.3%
Divorced	12.3%	20.8%

Education

Less than 9th grade 3.8%

Some HS, no diploma 7.9%

HS graduate 36.0%

Some college, no degree 21.5%

Associate's degree 9.9%

Bachelor's degree 13.9%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	88.2%
Bachelor's or higher	20.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	675	8.6%
Kindergarten	309	3.9%
Elementary school	3,625	45.9%
High school	1,499	19.0%
College / grad school	1,782	22.6%

Employment

Industry of employment

Education & healthcare 19.1%

Retail trade 15.2%

Arts, food & hospitality 11.8%

Transportation & utilities 10.0%

Construction 9.6%

Professional & management 9.2%

Public administration 7.0%

Manufacturing 5.0%

Finance & real estate 4.9%

Other services 4.1%

Wholesale trade 2.6%

Information 1.1%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	30.8%
Service	18.1%
Sales & office	24.2%
Natural resources & construction	11.4%
Production & transportation	15.5%

Employment type

Type	%
Private sector	76.9%
Government	18.0%
Self-employed	4.1%
Unpaid family workers	0.9%

Commute

Method	%
Drive alone	80.3%
Carpool	9.4%
Public transit	0.0%
Walk	1.5%
Work from home	7.3%
Other means	1.5%
Avg commute (minutes)	32.8

Poverty

All people 15.6%

Under 18 years 22.4%

18 and over 13.2%

Married-couple families 7.6%

Female-led households 25.7%

Income support

Source	% of households
Social Security	32.7%
Retirement income	23.3%
Supplemental Security	5.6%
Cash public assistance	3.1%
Food stamps / SNAP	16.5%

Health indicators

Condition	%
Obesity	34.7%
High blood pressure	36.7%
High cholesterol	33.1%
Diabetes	12.6%
Heart disease	7.9%
Stroke	3.9%
Asthma	9.3%
Arthritis	27.4%
Kidney disease	3.6%
Pulmonary disease	10.0%
Cancer	6.8%

Behavior / access	%
Smoking	21.9%
Binge drinking	14.9%
No physical activity	32.8%
Less than 7 hrs sleep	35.5%
Depression	20.9%
Fair or poor health	20.4%
Poor mental health	16.7%
Poor physical health	14.0%
No health insurance	24.9%
Visited doctor (checkup)	74.6%
Visited dentist	49.8%
Cholesterol screening	88.9%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,267	10.2%

Disability	%
Any disability	14.0%
Under 18	5.0%
18–64 years	12.5%
65 and over	40.2%

Health insurance coverage

Type	%
Private insurance	62.9%
Public insurance	34.4%
No insurance	12.5%
Uninsured under 19	6.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,778	92.7%
Spanish	2,998	10.8%
Other Indo-European	2,771	10.0%
Asian & Pacific Islander	53	0.2%
Other languages	93	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	27,097	90.4%
Born in same state	23,769	79.3%
Born in different state	11,386	38.0%
Foreign born	3,328	11.1%
Naturalized citizen	2,878	9.6%
Not a US citizen	1,500	52.1%

Ancestry

Ancestry	Count	%
Italian	2,753	9.2%
French	1,732	5.8%
Arab	1,134	3.8%
English	328	1.1%
Irish	178	0.6%

Ancestry	Count	%
Polish	159	0.5%
Norwegian	38	0.1%
Dutch	23	0.1%
German	9	0%

Technology access

Metric	% of households
Computer access	30.9%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34769

What city is ZIP code 34769 in?

ZIP code 34769 is primarily assigned to Saint Cloud, Florida.

What county is ZIP code 34769 in?

ZIP code 34769 falls within Osceola County, Florida.

What is the poverty rate in ZIP code 34769?

16% of residents in ZIP code 34769 live below the poverty line, above the national average.

Does ZIP code 34769 have a large veteran population?

10% of civilians in ZIP code 34769 are veterans, above the national average of ~7%.

What is the population of ZIP code 34769?

ZIP code 34769 has an estimated population of 29,975 residents, with a density of 2,833 people per square mile.

What is the median household income in ZIP code 34769?

The median household income in ZIP code 34769 is $57,378, below the national median of ~$75,000.

What timezone is ZIP code 34769 in?

ZIP code 34769 observes the EST timezone.